Introduction to Banking
Short course
In London, Isle Of Man (UK Offshore Dependencies), Guernsey & Jersey (UK Offshore Dependencies) and another venue.
Description
-
Type
Short course
-
Level
Beginner
-
Location
-
Duration
1 Day
This course will provide a basic overview of the international banking industry. It will give participants an understanding of how banks function internationally and of the diverse products that they offer to both the retail and commercial sectors. Suitable for: Anyone
Facilities
Location
Start date
Start date
Start date
Start date
Start date
Reviews
Subjects
- Banking
Course programme
Introduction to Banking
Aim
This course will provide a basic overview of the international banking industry. It will give participants an understanding of how banks function internationally and of the diverse products that they offer to both the retail and commercial sectors.
To ensure maximum participation, those attending will create and run a ‘virtual bank’ - The London and Commercial Banking Company Plc which will become the framework for the day’s learning. Individuals will be allocated management and board roles, and will assume responsibility and will take executive decisions on all aspects including strategy, recruitment, premises, systems, marketing, reporting and investor relations as well as compliance. Deposits will be taken, and loans of different types will be extended, and a balance sheet will be constructed. Capital adequacy will be assessed, profitability calculated on various bases, and the bank’s return on capital will be examined. Participants will discover for themselves how differing strategies impact a bank’s bottom line. Examples and comparisons will be taken from real life to confirm the veracity of our role play.
COURSE PROGRAMME
Background to Banking & Financial Markets
- Banks – the increasing pace of change
- Where they’ve come from and what they are
- The development of world financial markets
- The implications of 24-hour market place
- Banking – a relationship or a commodity business?
- Competition from all sides
- Harnessing risk, and generating reward
Market Participants
- The types of banks, Central, Retail, Investment, Merchant, Private
- Current trends: mergers - big is beautiful, versus the niche players.
- Factors affecting development
- Interest income versus fee income
- Distribution channels
Banking Products and Services
- Money transmission and cash collection
- Funds-based and non funds-based products
- Corporate and Commercial banking
- Trade Finance
- Offshore banking
- Arabic banking
- Banking documentation
Central Banks and the BIS
- The role of a central bank
- Market intervention and BIS capital adequacy
- Impacts of Basle 2
- Supervision of the banking sector in different jurisdictions
Current trends and pressures
- Takeovers and consolidation
- Trends and economic benefits
- Other regulatory issues
- The threats: economic crime, fraud and reputation risks
Note: it is anticipated that much of the framework for this day will take the form of a continuing case study of a particular bank.
Introduction to Banking