Certificate in Equity Release

The essential qualification for the home reversion and lifetime mortgage advice sector

This qualification from the CII is relevant for anyone seeking to advise on equity release products (both home reversion plans and lifetime mortgages), and for those who work in a support role in this sector.

Holders of the Certificate meet the regulatory examination requirements required to advise on this class of business

Who is it for?

Upon completion you will have gained:

1. a general introduction to the UK financial services industry (including common product types, the process of giving advice, ethics, regulation and legislation);
2. an introduction to the mortgage process (including the house-buying process, different types of borrowers and their needs, the various mortgage product and repayment options, and the regulation and legislation applicable to mortgages and the provision of mortgage advice); and
3. an understanding of the principles of equity release, the types of schemes available and the risks associated with these, and the suitability of these products to different customer needs.

The Certificate in Equity Release is available to study as a standalone qualification for individuals entering the industry, with a total of three units requiring completion.

It is also available as a top-up for existing qualified advisers (Certificate in Financial Planning holders who also hold the Mortgage advice unit, as well as Certificate in Mortgage Advice holders). These individuals only need to complete one additional unit.

Course Contents

1. Satisfies the regulatory examination requirements to advise on equity release.
2. Improves your long-term career prospects by improving knowledge and understanding, and by demonstrating commitment to self-improvement.
3. Provides online exam sittings that enable you to enter for the exam when you are ready, with provisional results provided instantaneously.
4. Upon completion you can apply to use the designation ‘Certs CII (MP and ER)’ providing a means of demonstrating your achievement to the public and to peers (membership and Continuing Professional Development requirements apply).
5. Holders are eligible to become ‘Certificate’ level members of the Society of Mortgage Professionals.
6. Provides one of the five units required to complete the financial adviser qualification, the Certificate in Financial Planning.

The Certificate delivers many advantages:

Examinations

• CF1 UK Financial Services Regulation and ethnics
• CF6 Mortgage advice

• ER1 Equity release
• HR1 Home reversion plans

Value Added Tools

We are consistently adding various products, without any charge to the student, to enhance both the delivery of the course and the learning of our students. The student is provided with:

· Mock Exam papers
· Interactive Course Material CD
· Supplementary Coursework

The Training

Your success lies in you dedicating time during the course, for studying from your course start date. The courses are held by our in house tutors who have over 30 year combined experience in the Financial Services industry. The course will include formal lecture training, workshops, case studies and practice examinations.

Key benefits

Access to your tutor for post course questions and help
Structured revision sessions to help you prepare for your exam
Additional revision materials to help you