e-Learning: SME-Finance in Germany

The introductory training course will inform you according to which criteria SMEs in Germany are segmented and defined. You will get an understanding about general aspects, chances, challenges as well as issues of SME-Finance in Germany.The course will provide you with a deeper understanding of the main classical short-term and long-term financing instruments, hybrids applied in SME-Finance and the most common collateral used for financing of working capital and capex.You will appreciate the key success factors for credit approvals from banks and the benefits of financial planning. In addition you will gain practical knowledge about the current market environment and a strategic approach how to work successfully with SME.Finally you can verify your analytical skills in credit risk analysis.Your benefits: - - Understand the structure and particularities of the German SME-market. - Get a good overview of the present challenges and chances of achieving reasonable RoE when working with SME. - Become competent in different classical financing instruments, learn first aspects about 'Off-balancesheet financing', hybrids and necessary collateral tools. - Get an up-to-date overview of the most relevant (Financial) Covenants used in the financing business. - Possibility to test your analytical skills.