Bank Finance and Credit (Module #3) - NPAs and Debt Restructuring

Bank’s Credit Portfolio comprises of various processes handled by a bank generally, at pre-sanction and post-sanction stage of a loan.
As the public’s money is lent out as advances, it is the prime duty of the bank to judge that the borrowers are genuine, having high integrity, capable enough to run the business, funds are required and also to ensure their repaying capacity.
Through this course you will be learning about creation of charge on securities, supervision & follow-up of advances various strategies, inspection of stock and calculation of DP, review of the borrower’s account and stock audit, tools for determining future trends and symptoms for account turning bad.
You will be also learning about Non Performing Assets, Prevention of Slippage of NPA accounts, recovery of advances and also about debt restructuring.