CeMAP® Paper 1, 2 & 3 - Recognised CeMAP® Learning Support Provider

While it is possible to complete the three papers individually, at various stages in a learning career, this training package includes all of the material that you will need to pass the course and so would suit individuals who would like to work through the syllabus without pause.

• Explore the structure and purpose of the UK financial services industry and the products that can be offered.
• Get to grips with some of the legal concepts that mortgage advisors, and property buyers, may face during the purchasing process, and learn how to offer advice and solutions if issues arise.
• Understand the concepts of inflation, interest rates, FCA regulation, anti-money laundering rules and adhering to the Data Protection Act 1998.
• Learn the ins and outs of the mortgage process, including the types of borrower, the types of mortgage product, the Mortgage Conduct of Business rules and legislation, the role of the mortgage advisor and the fees that can be charged, and the various interest rates that can be applied.
• Understand the need for valuations and surveys and how these can affect the mortgage application process.
• Learn how to deal with breaches of the Mortgage deed, including non-payments of the mortgage and building insurance, and the legal rights of the lender should non-payment occur. Learn how the consumers can be assisted if they struggle to meet a payment.
• Learn how to deal with breaches of the Mortgage deed, including non-payments of the mortgage and building insurance, and the legal rights of the lender should non-payment occur. Learn how the consumers can be assisted if they struggle to meet a payment.
• Understand the mortgage application process, including the definition of gazumping and gazundering, and the implications that these can have on the property buyer.
• Learn about the main features of the common mortgage options, and their interest rates, so that you can relay them to consumers in layman’s terms.
• Relate all of the knowledge that you have learned to realistic scenarios, applying mortgage solutions that adhere to the ethical and regulatory framework.